I don’t know how to apply the overlay, can I get a refund?

No. Please ensure you know how to to apply an overlay to your stream before you make a purchase. If you have already made the purchase and are not sure, there are plenty of great setup tutorials (some specifically for Twitch overlays available on this site) on YouTube. If you’re still having trouble with specifics and you cannot find an answer on Google or YouTube, I’ll be more than happy to help out.